Overview

Your cash, with its commitments understood.

Every figure below updates live from your balance, salary timing and commitments.

Forecast confidence

98%

Lowest projected balance ₹38,500 on 26 Sept

Safe to invest

₹30,500

After ₹43,200 protected and ₹6,500 of other expenses

Safety call

INVEST

Every obligation up to 12 Oct stays funded, and your ₹8,000 buffer is untouched before any money moves.

Cashflow forecast

Next 30 days, event by event

Date	Event	Amount	Balance
12 Sept	Balance today	—	₹45,000
26 Sept	Groceries & fuel	−₹6,500	₹38,500
28 Sept	Salary credit	+₹60,000	₹98,500
01 Oct	Rent	−₹20,000	₹78,500
03 Oct	Bank EMI (home loan)	−₹12,500	₹66,000
05 Oct	Electricity	−₹2,500	₹63,500
06 Oct	Insurance premium	−₹3,200	₹60,300
10 Oct	Education fee	−₹5,000	₹55,300

Obligation shield

₹43,200 protected

Groceries & fuel

Regular expense · due 26 Sept

₹6,500

Rent

Obligation · due 01 Oct

₹20,000

Bank EMI (home loan)

Obligation · due 03 Oct

₹12,500

Electricity

Obligation · due 05 Oct

₹2,500

Insurance premium

Obligation · due 06 Oct

₹3,200

Education fee

Obligation · due 10 Oct

₹5,000

Add an expense

Name

Amount (₹)

Due date

Type

Protected money can never be auto-invested.

What-if simulator

What if salary arrives late?

+0 days

Salary arrival delay

On time+5+10+14 days

Adjusted recommendation₹30,500

Every obligation up to 12 Oct stays funded, and your ₹8,000 buffer is untouched before any money moves.

Salary lands

28 Sept

Lowest balance

₹38,500

Buffer kept

₹8,000

SpareAI

Armed

Only act above 80% confidence

Ready to move ₹30,500 at 98% confidence.

Demo forecast only · No real money is moved